A Christmas Savings Club is a way of saving a small amount of money each week or month which will build up into a sizeable pot that is released for you to spend before Christmas. The savings club can also be used to save for holidays, weddings, or other special events, but is most often used to save for Christmas.
Joining a Christmas Savings Club gives you the discipline to put aside a small amount of money each week / month in the knowledge that this will then be available to spend before Christmas.
This money can then be used to buy Christmas presents or food to ensure that you and your family will have a 2020 Christmas to remember.
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